Annual report pursuant to Section 13 and 15(d)

Note 2 - Significant Accounting Policies: Accounts Receivable (Policies)

Note 2 - Significant Accounting Policies: Accounts Receivable (Policies)	12 Months Ended
Dec. 31, 2012
Policies
Accounts Receivable	Accounts Receivable Accounts receivable are recorded at original invoice amount less an allowance for uncollectible accounts that management believes will be adequate to absorb estimated losses on existing balances. Management estimates the allowance based on collectability of accounts receivable and prior bad debt experience. Accounts receivable balances are written off upon management's determination that such accounts are uncollectible. Recoveries of accounts receivable previously written off are recorded when received. Management believes that credit risks on accounts receivable will not be material to the financial position of the Company or results of operations. The allowance for doubtful accounts was $866,315 and $486,285 as of December 31, 2012 and 2011, respectively.

Note 2 - Significant Accounting Policies: Accounts Receivable (Policies)

12 Months Ended

Dec. 31, 2012

Accounts receivable are recorded at original invoice amount less an allowance for uncollectible accounts that management believes will be adequate to absorb estimated losses on existing balances. Management estimates the allowance based on collectability of accounts receivable and prior bad debt experience. Accounts receivable balances are written off upon management's determination that such accounts are uncollectible. Recoveries of accounts receivable previously written off are recorded when received. Management believes that credit risks on accounts receivable will not be material to the financial position of the Company or results of operations. The allowance for doubtful accounts was $866,315 and $486,285 as of December 31, 2012 and 2011, respectively.

- Definition

Disclosure of accounting policy for determining the gross carrying amount of premiums due from policyholders, insureds, and other insurance entities.

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